Gina Phillips

Gina Phillips is the owner of WNY Divorce Financial Advisors, LLC, where she is dedicated to empowering individuals navigating marital transitions to regain control over their financial wellbeing. As a skilled liaison between clients and divorce mediators and attorneys, Gina brings both professional expertise and personal insight to her work. Having experienced the complexities of divorce firsthand, she understands the emotional and financial challenges her clients face, which allows her to provide guidance with genuine empathy and clarity.


Gina’s decision to become a Certified Divorce Financial Analyst (CDFA®) was driven by her commitment to helping others make informed, confident decisions during one of life’s most difficult transitions. She believes that with the right financial knowledge and support, individuals can move forward with greater security and peace of mind.

With over 30 years of experience in auditing and accounting, Gina offers a strong foundation of financial expertise. Her CDFA® certification, combined with her real-world experience, enables her to deliver thoughtful, cost-effective strategies tailored to each client’s unique situation.

Whether you are just beginning to consider divorce or are already in the midst of the process, Gina provides steady, compassionate guidance every step of the way. Her goal is to simplify complex financial matters, reduce uncertainty, and help clients build a stable and confident path forward.

Gina Phillips
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Having Gina work on my finances, helped not only me but my divorce attorney. Anyone who goes through a divorce, first things first, get a grip on your finances!
- Sandra
Gina helped me manage my finances as I went through one of the toughest phases in one's life. There are three key aspects that actually increased my respect for her. First, she has a very good knowledge of the divorce process and the different financial components that are involved as one goes through this process. Second, she did not charge me for minor calls and whenever I called her, she returned my calls and she gave me very good advice. She really was very benevolent in handling my case. And finally, she was very ethical and clearly stated what she knew and what I had to check with my lawyer. I am very grateful to Ms. Gina Phillips for being my financial advisor.
- Prof Balkund
Gina did a wonderful job guiding me while I was going through such a difficult time with my divorce. She showed sympathy towards my situation and gave me expert advice on how to regain control over my finances. I would've been lost without her. Thanks again Gina!
- Kinza
I saw Gina on a free summit, ‘Three Steps to Financial Stability’ and found it very informative. I contacted Gina to assist me with planning my retirement. I was deciding if it was financially feasible to retire early. Gina went over my budget with me to see how much I need in retirement and helped me with forecasting my future earnings. She also was able to look at the ‘big picture’ when I was too focused on what my retirement earnings would look like. She was patient with me, and she took time to explain the right time for me to retire financially. She also considered my goals for retirement and if I am mentally prepared to stop working. I was able to wrap my head around planning for my future. Meeting with Gina helped me immensely!
- Nancy

WNY Divorce Financial Advisors

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Gina Phillips is NOT an attorney or CPA and does not provide legal or tax advice. Changes in tax laws may occur at any time and could have substantial impact upon each person’s situation. You should discuss tax or legal matters with the appropriate professional.